Jan172012

Funniest Videos of 2011

Oct312011

What to see & do in Abu Dhabi

Wriggle your bare toes in the world’s largest hand-knotted Persian carpet (it’s worth £5 million), inside the Sheikh Zayed Grand Mosque. This fairytale monument to Islam has 82 marble domes, 1,192 columns studded with semi-precious stones, four minarets dipped in real gold, and the world’s largest chandelier. (Be aware that female visits are heavily policed for errant flashes of ankle.)

This artiticle was written to exand on the short guide of things to do in Abu Dhabi on the Etihad website.  Etihad Airways use Abu Dhabi Airport as there hub operating scheduled international flights around the world.  Recent destinations include the Seychelles and a new convenient flights to the Maldives

A huge red building styled like a racing car is bound to stand out – even on super-futuristic Yas Island, an outcrop of theme parks in the city’s northeast. Ferrari World is a petrolhead’s paradise, with a 240kpm rollercoaster ride that simulates Grand Prix G-forces. Find out more about this years Abu Dhabi Grand Prix

Historically, falcons killed on the orders of their masters, the nomadic Arabs of the Middle East. The Abu Dhabi Falcon Hospital (www.falconhospital.com; tours Sun-Thur at 10am and 2pm; £29) diagnoses and treats at least 3,000 of these desert predators every year. Those fearless of sharp talons can hold the birds – on gloved hands.

The vast, palm-trimmed Manarat Al Saadiyat Centre is home to three art galleries showing big-name exhibitions, from Picasso to ‘The Arts of Islam’. But this is just the tip of the iceberg. The astonishing Cultural District emerging on the beachfront down the road (www.artsabudhabi.ae/en) will include The Guggenheim Abu Dhabi (opens 2012), followed by the first Louvre outside Paris, and the Performing Arts Centre – a sinuous structure with windows shaped like leaves.

Kick up the dust on the F1 Marina Circuit behind the wheel of an Aston Martin GT4. If you’d prefer someone else to take your life in their hands, ride shotgun in a two-seater F1 racing car. The Yas Racing School (www.yasmarinacircuit.ae) can do both, but even in this well-supplied neck of the woods, petrol ain’t cheap: 75 minutes’ tuition in an Aston Martin costs £251; a three-lap passenger ride in an F1 car comes in at £1,910.

The Persian Gulf isn’t short of pretty fish (keep eyes peeled for a pearl oyster). If you fancy doing a 007-style backwards roll off the side of a dive boat, Al Masaood Travel will assist (www.almasaoodtravel.com/scuba; from £49; equipment hire from £24).

Get away from the glitz on a back-to-basics desert safari. Start with an exhilarating blast over the dunes in a 4WD at sunset, followed by camel photo ops and a visit to a Bedouin camp for a barbecue dinner, shisha-smoking and belly-dancing under a star-spangled sky. Emirates Adventures (www.eatours.ae) has half-day desert tours from £48pp.

Tee off in the spike marks of former world number-one golfer Lee Westwood, at Yas Links golf course (www.yaslinks.com; green fee from £66 for 18 holes). Opened in 2010, it’s already reputed to be one of the best courses in the Middle East, with no intrusive real estate to mar the sigh-inducing sea views. Alternatively, play pre-irrigation-era-style on the sand course at Al Ghazal (www.alghazalgolf.ae; green fee from £20) – you putt on ‘blacks’, made of compact sand and oil.

Sep302011

How to Pay Off Your Mortgage Faster

The faster you pay off your home mortgage, the less interest you will have to pay and the sooner you will own your home. Here are some tips to accelerate your mortgage payments.

Paying off your mortgage early can be one of the best financial investments that you ever make. The longer you take to pay your mortgage the more you will be spending on interest. Also, as soon as you own your property outright you will be able to put the money that you are spending on the mortgage into something else. You will no longer be susceptible to the fluctuations of the property market and will have the peace of mind of owning all of the equity in your home.
So how can you speed up the process and pay off your mortgage faster? Here are some tips:
•    Start off on the right foot by finding a first time buyer mortgage with the lowest interest rate. Take your time and compare many different options so that you will be sure that you are choosing the right one. The lower the interest rate the less you will have to pay, enabling you to pay off your mortgage faster.
•    Prepay as much money as you possibly can early in the mortgage. Mortgage loans are interest heavy up-front, so if you can whittle down the amount that you need to pay at first you will save a lot of money in future interest payments. You should always start with a down payment of at least 20% of the purchase price of the home, but if you can pay more this will be even more beneficial.
•    If you receive a tax refund, inheritance, bonus at work, or other windfall, use it right away to pay down your mortgage. Before you do this, check with your particular mortgage because some have restrictions on paying lump sums.
•    Examine your monthly household budget to see if you can cut your expenses in any way. Dine out at restaurants less, walk to work instead of driving, and reduce other costs and you will be amazed how much extra money you have each month. If you can apply this extra money to your mortgage it will be paid off a lot faster.
•    If you have a suite or an extra bedroom in your home, consider renting it out and using the money to help pay off your mortgage faster. You will likely find many single people who are happy to rent out a one bedroom suite in a house for a reasonable price, especially if you live in a city with a university because many students will be looking for housing. Make sure that you check with the specific requirements of landlords in your area to ensure that you are doing everything properly.
•    Round up your mortgage payments. For example, if your bi-weekly payment is £367 why not round it up to £400? The extra £33 will not break your budget but it will add up in the long run.
•    If you get a raise at work, spend the extra money on your mortgage rather than increasing your lifestyle in the short term.
Use these tips to pay off your mortgage faster and get closer to owning your home!